Debt Collection
- Complaints
- Debt Collection (WI Dept. of Financial Institutions)
Several FAQs on your rights and responsibilities. Includes contact information. - Debt Collection (Consumer Financial Protection Bureau)
- Debt Collection (Federal Trade Commission)
Explains your rights under the Fair Debt Collection Practices Act.
- Debt Collection (WI Dept. of Financial Institutions)
- Forms
- Action Letters (Consumer Financial Protection Bureau)
Sample letters consumers can use when replying to debt collectors. For: More information, Dispute and proof, Contact restriction, Hired a lawyer, Stop contact. - Ceasing Communications (Federal Trade Commission)
Sample letter to collection agencies requesting a stop to contacting the debtor at a place of work.
- Action Letters (Consumer Financial Protection Bureau)
- Checks Marked as Payment in Full (WI Dept. of Financial Institutions)
Discusses legal standing of a "paid in full" statement. - Debt Collection and Your Rights (Privacy Rights Clearinghouse)
- Debt Collection Videos (National Association of Consumer Advocates)
- Debts and Deceased Relatives (Federal Trade Commission)
- Fair Debt Collection Practices Act (Federal Trade Commission)
Includes the text of the law, opinions, news, and information for consumers. - State Debt Collection Program (WI Dept. of Revenue)
Program allowing Wisconsin state agencies to partner with the Department of Revenue in collecting debt. - Time-Barred Debts (Federal Trade Commission)
The Law (Additional statutes, regulations & opinions may apply to your specific situation.)
- WI Statutes: s. 71.93 "Setoffs for Other State Agencies"
- WI Statutes: s. 100.54 "Access to Credit Reports"
- WI Statutes: s. 218.04 "Collection Agencies"
- WI Statutes: ch. 425 "Consumer Transactions: Remedies and Penalties"
- WI Statutes: ch. 427 "Consumer Transactions – Debt Collection"
- WI Statutes: s. 428.2095 "Property Exempt from Debt Collection"
- WI Statutes: ch. 811 "Attachment"
- WI Statutes: s. 893.43 "Action on Contract"
- WI Admin. Code: DFI-Bkg 74 "Collection Agencies"
- U.S. Code: 15 USC s.1692-1692p "Debt Collection Practices"
Search for more statutes, regulations & opinions.
Related Topics
Library Resources
- Collecting Debts: Tips and Strategies to Legally Get What You're Owed
- Collection Law from Start to Finish
- Debt Collection Resources
- Fair Debt Collection
- Guide to Surviving Debt
- Methods of Practice: Wisconsin Practice Series
- Wisconsin Collection Law
- Your Consumer Rights