Banking Law
- Agencies / Organizations
- Financial Crimes Enforcement Network (U.S. Dept. of the Treasury)
Network of law enforcement agencies created to fight money laundering and domestic & international financial crimes. Website offers access to Bank Secrecy Act regulations, guidance, FAQs, forms & filing information; enforcement actions for violations of the BSA; FinCEN rulings, advisories & reports; and more. - Federal Deposit Insurance Corporation (FDIC)
- WI Dept. of Financial Institutions
- Financial Crimes Enforcement Network (U.S. Dept. of the Treasury)
- Answers about Bank Accounts and Banks (US Dept. of the Treasury)
Bank and overdraft fees, procedures, credit cards, loans, checks, and more. - Bank Data (Federal
Deposit Insurance Corporation)
Information about individual banks and the banking industry. Determine a bank's status as an insured depository institution, their financial condition, and their condition relative to other banks.
- Checks / Checking Accounts
- Answers about Bank Accounts and Banks (US Dept. of the Treasury)
Bank and overdraft fees, procedures, credit cards, loans, checks, and more. - Compliance With Regulation CC, Availability of Funds and Collection of Checks (Federal Reserve Board)
- Checks Marked as Payment in Full (WI Dept. of Financial Institutions)
Discusses legal standing of a "paid in full" statement.
- Bad / Worthless Checks
- Check Fraud: A Guide to Avoiding Losses (U.S. Dept. of the Treasury)
- Worthless Checks (WI Dept. of Financial Institutions)
- Worthless Checks Forms & Guides from Wisconsin Counties (WI State Law Library)
- WI Statutes: s. 403.414(7) Liability
- WI Statutes: s. 422.202 Fees
- WI Statutes: s. 943.24 - 943.245 "... Worthless Checks"
- Answers about Bank Accounts and Banks (US Dept. of the Treasury)
- Complaints
- Bank / Financial Institution Complaints (Federal Reserve Board)
- Consumer Complaints (U.S. Office of the Comptroller of the Currency)
- Federal or State-Chartered Credit Union Complaints (National Credit Union Administration)
- Financial Institution / Business Complaints (WI Dept. of Financial Institutions)
- Mortgage Banking (WI Dept. of Financial Institutions)
- Directories
- WI Banks & Savings Institutions (WI Dept. of Financial Institutions)
- WI Credit Unions (WI Dept. of Financial Institutions)
- Failed
Banks (FDIC)
"Learn how accounts & loans are affected when a bank fails, how to seek unclaimed funds, and how to obtain a lien release." Includes the Failed Bank List, FDIC Dividends from Failed Banks, historical statistics and brief summaries of each bank failure since 1991.
- Forms
- Sample Forms (Wisconsin Credit Association)
Includes credit applications, bad check sample letter, letters of guaranty, promissory note, proof of claim.
- Sample Forms (Wisconsin Credit Association)
- Payday / Deferred Deposit Loans
- Payday Lenders (WI Dept. of Financial Institutions)
- Payday Lending Statutes (Nat'l Conference of State Legislatures)
- Payday
Loans (Federal Trade Commission)
Explanation & alternatives to payday loans. Directions on how to file a complaint. - Payday Loans(WI Dept. of Financial Institutions)
The Law (Additional statutes, regulations & opinions may apply to your specific situation.)
- WI Statutes: ch. 138 "Money and Rates of Interest"
- WI Statutes: ch. 186 "Credit Unions"
- WI Statutes: ch. 214-224 "...Banks; Savings Associations"
- WI Statutes: ch. 404 "Uniform Commercial Code - Bank Deposits and Collections"
- WI Statutes: ch. 410 "Uniform Commercial Code - Funds Transfers"
- WI Admin. Code: DFI-Bkg 3-80 "Banking"
- WI Admin. Code: DFI-CU 51-72 "Credit Unions"
- WI Admin. Code: DFI-SB 1-22 "Savings Banks"
- WI Admin. Code: DFI-SL 1-21 "Savings and Loans"
- WI Statutes and Admin Code on Banking, Credit Unions, Financial Services, Saving Institutions (WI Dept. of Financial Institutions)
- U.S. Code: 12 USC "Banks and Banking"
- CFR: 12 CFR "Banks and Banking"
Search for more statutes, regulations & opinions.
County Resources
Recommended links from our County Resources database:
Guides
- Procedure for Handling Worthless Checks (Oconto District Attorney)
- Worthless Checks (Iowa District Attorney)
Related Topics
Law Review Articles
- Get Cash Until Payday! The Payday Loan Problem in Wisconsin
2006 Wis. L. Rev. 1627 - Wisconsin's New Mortgage Banking Law
Wis. Lawyer 62 n3 (March 1989) p15
Library Resources
- Banking & Financial Institutions Law in a Nutshell
- Banking & Lending Institution Forms: with Commentary and Checklist
- Banking Law and Regulation
- Specialized Legal Research
Journals & Legal Databases
- Banking Law Journal
- Fordham Journal of Corporate & Financial Law
- HeinOnline
- North Carolina Banking Institute